ZIP 59540 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 59540 (Hill County, Montana) returns a low composite of 17/100. Structural risk reads 35/100 against active distress of 4/100. Property-level stress concentrates in construction/permit lag (44/100), structural risk (35/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (13/100) register low.

The market reads peak — home values rose 2.2% year on year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

48% of housing is owner-occupied. The vacancy rate is 19.0% — elevated. The poverty rate is 2.4% — low. Around 31% of adults hold a bachelor's degree or higher. At $71,319, median income runs near typical U.S. levels. 470 residents call 59540 home, typically aged 35. There are about 204 housing units across 59540. DLRadar's demographic-stress index for the area reads 20/100. Around 5% of renters are cost-burdened. A median home runs $131,300 here, or 1.4 times local income.

On the whole, 59540 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 59540 at the moment; the composite and its components are still built from verifiable public records.

The 59540 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 59540 stays directly comparable to neighboring ZIPs and the rest of Hill County, Montana. 59540 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 59540's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 59540 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.