ZIP 59405 Foreclosure, Tax-Lien & Distress Report

ZIP code 59405 in Cascade County, Montana carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (27/100), construction/permit lag (6/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 27/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (84/100)).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, 2.4% off the recent peak, and 21% higher over three years (phase confidence 72/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $60,509 — below the roughly $78,000 national figure. 14.5% of residents fall below the poverty threshold. Vacancy runs 7.9%. The ZIP holds roughly 15,374 housing units. About 34,059 people live here, median age 35. Educational attainment sits at 29% bachelor's-or-above. On demographic stress specifically, 59405 scores 32/100. A median home runs $250,100 here, or 3.9 times local income. Rent burden reaches 32% of tenant households. 60% of housing is owner-occupied.

Net-net, 59405 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 59405 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 59405's 14/100 can be lined up against any neighbor in Cascade County, Montana or any ZIP coast to coast. Sparse data for 59405 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 59405 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 59405 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.