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ZIP 59405 Foreclosure, Tax-Lien & Distress Report

Cascade County, Montana · Distress market

ZIP code 59405 in Cascade County, Montana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are structural risk (27/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and construction/permit lag (3/100). The latent-versus-live split is 27/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (84/100)).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, 2.4% off the recent peak, and 21% higher over three years (phase confidence 72/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $60,509 — below the roughly $78,000 national figure. 14.5% of residents fall below the poverty threshold. Vacancy runs 7.9%. The ZIP holds roughly 15,374 housing units. About 34,059 people live here, median age 35. Educational attainment sits at 29% bachelor's-or-above. On demographic stress specifically, 59405 scores 32/100. A median home runs $250,100 here, or 3.9 times local income. Rent burden reaches 32% of tenant households. 60% of housing is owner-occupied.

Net-net, 59405 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 59405 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 59405's 13/100 can be lined up against any neighbor in Cascade County, Montana or any ZIP coast to coast. Sparse data for 59405 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 59405 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. For an operator, 59405 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

13/100
Composite stress
27/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 59405

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk84
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 59405 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 59405, the same set carried on every parcel.

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Adjacent Cascade County ZIP reports

Nearest ZIP codes to 59405

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Cascade County, Montana

Related ZIP, county and statewide reads linked to Cascade County, Montana.

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Deterministic. Every signal traces to a public dataset · methodology

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