ZIP 59404 Property Distress & Foreclosure Data

ZIP code 59404 in Cascade County, Montana carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 35 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (71/100)). What sets it apart are the readings on construction/permit lag (41/100), structural risk (35/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (6/100).

The peak-phase market in 59404 posted values that rose 0.9% over the year, 2.9% off the recent peak, and 20% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 6.8%. Roughly 8.0% live below the poverty line. The tenure split is 86% owner-occupied to 14% rented. Households earn a median $79,327 — near the roughly $78,000 national figure. A median home runs $295,700 here, or 3.4 times local income. There are about 11,810 housing units across 59404. Population is roughly 28,127 with a median age of 40. Rent burden reaches 22% of tenant households. About 31% have a four-year degree. On demographic stress specifically, 59404 scores 25/100.

On balance 59404 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.