ZIP 59404 Foreclosure, Tax-Lien & Distress Report

In Cascade County, Montana, ZIP 59404 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural exposure scores 26 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (71/100). Property-level stress concentrates in structural risk (26/100), institutional ownership (9/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (6/100).

The market reads expansion — home values rose 5.7% year on year, 1.7% off the recent peak, and 20% higher over three years, at 53/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 6.8%. Roughly 8.0% live below the poverty line. 86% of housing is owner-occupied. Households earn a median $79,327 — near the roughly $78,000 national figure. The typical home is worth about $295,700 (3.4× income, relatively affordable). The ZIP holds roughly 11,810 housing units. Population is roughly 28,127 with a median age of 40. Around 22% of renters are cost-burdened. Around 31% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100.

Broadly, 59404 is a steadier market — the deals are the exceptions, not the rule. While 59404 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 59404's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 59404, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 59404 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. For a buyer, 59404 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.