ZIP 59521 Foreclosure, Tax-Lien & Distress Report

ZIP code 59521 in Hill County, Montana carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (33/100), structural risk (32/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (13/100) stay muted. The latent-versus-live split is 32/100 structural and 4/100 already moving.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $103,700 here, or 1.5 times local income. The poverty rate is 34.2% — high, a tax-stress and distress correlate. The vacancy rate is 10.8%. 41% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,123 housing units. Population is roughly 3,616 with a median age of 30. Median household income is $45,345, below the U.S. median near $78,000. Around 9% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100.

On the whole, 59521 leans distressed, with opportunity clustered in specific stressed parcels. While 59521 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 59521 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59521 can be compared directly against any other ZIP in Hill County, Montana or nationwide. Where the public record is thin for 59521, the field stays empty rather than modeled, and fills in as new documents post.

Behind 59521's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 59521 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.