Cascade County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cascade County, Montana? DLRadar grades every Cascade County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Cascade County breakdown.
- Cascade County's most distressed ZIP is 59405 at 14/100.
- 18 ZIP codes tracked in Cascade County, averaging 13/100 distress.
- Cascade County reads expansion — home values up 7.0% year over year, 2.4% off peak.
- Vacancy runs 22.8% across Cascade County's tracked ZIPs, with a 13.7% poverty rate.
- The typical Cascade County home is worth about $275,356 against a ~$67,707 median income.
- Lending headwind in Cascade County sits at 25/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59405 | 14/100 |
| 2 | 59421 | 14/100 |
| 3 | 59401 | 13/100 |
| 4 | 59404 | 13/100 |
| 5 | 59412 | 13/100 |
| 6 | 59414 | 13/100 |
| 7 | 59443 | 13/100 |
| 8 | 59463 | 13/100 |
| 9 | 59465 | 13/100 |
| 10 | 59472 | 13/100 |
| 11 | 59477 | 13/100 |
| 12 | 59480 | 13/100 |
Most distressed ZIP codes in Cascade County (composite distress 0-100, 2026)
What is driving Cascade County distress
Cascade County's placement in the national index rests on public filings — a 13/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Cascade County market phase and pricing
DLRadar places Cascade County in expansion; prices moved up 7.0% over the year and remain 2.4% under peak. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Cascade County
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What people ask
What is the most distressed ZIP code in Cascade County, MT?
ZIP 59405 leads Cascade County at 14/100, recomputed monthly from public records.
Which phase does Cascade County sit in right now?
FHFA price-index movement places Cascade County in expansion; prices are up 7.0% over twelve months.
Where does the Cascade County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 18 Cascade County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Cascade County ZIP codes?
A county average hides the spread. Across the Cascade County ZIPs DLRadar ranks, scores run from 14/100 in 59405 down to 13/100 in 59480, against a Cascade County average of 13/100. The 1-point range is the argument for ZIP-level search across Cascade County.
What do Cascade County home values and vacancy say about distressed supply?
The typical Cascade County home carries about $275,356 of value against a median household income near $67,707. Vacancy across Cascade County's tracked ZIPs runs 22.8% and the poverty rate is 13.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Cascade County's foreclosure and tax-lien record and its 25/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.