Hubzu and Xome vs Government Sales: Online Foreclosure Auctions, Hubzu Fees and the Free Wire (2026)
Hubzu and Xome are servicer-owned marketplaces: Hubzu lists Ocwen and Altisource REO, Xome lists Mr. Cooper's. Both run online auctions with a buyer's premium and a reserve. Government sales are the other channel: HUD, VA, USDA and HomeSteps homes and federal seizures, with published rules and no platform fee, read daily by the free wire.
- 2,247 government-owned homes on the free wire as of October 20, 2026, list prices from $5,000 to $1,240,000.
| Date | Type | Source | Property (Hubzu and Xome) | ST | Price / bid | Record |
|---|---|---|---|---|---|---|
| 2026-10-07 | REO | HUD Home Store | 271 Christmas Ln | TN | $105,000 | verified |
| 2026-10-07 | REO | HUD Home Store | 15137 Meadow Glen S | TX | $235,000 | verified |
| 2026-10-07 | REO | HUD Home Store | 222 Pemberton Dr | MS | $77,000 | verified |
| 2026-10-07 | REO | HUD Home Store | 2459 Laurel Bay Ln | FL | $239,000 | verified |
| 2026-10-07 | REO | Freddie Mac HomeSteps (REO inventory) | 8750 Sandy Cross Rd Carnesville | GA | — | verified |
| 2026-10-07 | REO | HUD Home Store | 421 Shenandoah Ct | GA | $240,000 | verified |
Hubzu and Xome: 6 of 2,247 rows, October 20, 2026.
How Hubzu and Xome work
Register, bid online within increments, pay a buyer's premium of several percent if you win, and accept that the seller may not meet an unreached reserve. Inventory is the servicer's own REO.
How government sales work
Published list price or minimum bid, published period or date, published financing terms, seller's own portal. The wire shows the row and links the portal.
Where they overlap
Almost nowhere. A HUD home never appears on Hubzu; a Mr. Cooper REO never appears on the wire. The working file carries bank disposal feeds for investors who want both in one dataset.
More Hubzu and Xome rows seen on the wire
2026-10-07: HUD Home Store listed 520 Morris Rd NE, GA at $180,000. 2026-10-07: HUD Home Store listed 509 Pine St, KY at $160,000. 2026-10-07: HUD Home Store listed 11424 Nw 109th St, OK at $332,000. 2026-10-07: Freddie Mac HomeSteps (REO inventory) listed 47 Amherst Ave Pueblo, CO. 2026-10-07: HUD Home Store listed 3012 Bellingham Way, GA at $320,000. 2026-10-07: HUD Home Store listed 901 Continental Dr, PA at $300,000.
Hubzu and Xome: questions
Are Hubzu fees negotiable?
No. The premium is part of the platform's terms.
Does the wire charge to view?
No account, no card, no fee.
What are the newest Hubzu and Xome rows on the wire?
2026-10-07: HUD Home Store listed 271 Christmas Ln, TN at $105,000. 2026-10-07: HUD Home Store listed 15137 Meadow Glen S, TX at $235,000. 2026-10-07: HUD Home Store listed 222 Pemberton Dr, MS at $77,000.
How many Hubzu and Xome rows carry a published figure?
For Hubzu and Xome, 1,647 of 2,247 rows show a figure, and 600 Hubzu and Xome rows show a dash.