ZIP 59648 Foreclosure, Tax-Lien & Distress Report

ZIP 59648's composite property-distress score is 19/100 - DLRadar classes that as low for Lewis And Clark County, Montana. Environmental exposure also runs high (climate & FEMA risk (74/100), FEMA disaster exposure (71/100)). Leading the profile are structural risk (39/100), institutional ownership (34/100), mortgage stress (15/100). On the quiet end sit mortgage stress (15/100) and construction/permit lag (2/100). Structural risk reads 39/100 against active distress of 5/100.

The contraction-phase market in 59648 posted values that fell 2.8% over the year, 2.8% off the recent peak, at 71/100 phase confidence. A cooling market tends to open discount-to-value windows.

A median home runs $263,600 here, or 4.7 times local income. On demographic stress specifically, 59648 scores 35/100. The tenure split is 84% owner-occupied to 16% rented. 8.8% of residents fall below the poverty threshold. There are about 513 housing units across 59648. Around 19% of renters are cost-burdened. About 468 people live here, median age 59. About 20% have a four-year degree. Vacancy runs 65.1%, above the national norm and a classic distress-and-opportunity signal. At $68,542, median income runs below typical U.S. levels.

Taken together, 59648 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 59648 at the moment; the composite and its components are still built from verifiable public records.

Whether 59648 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59648 can be compared directly against any other ZIP in Lewis And Clark County, Montana or nationwide. The score is rebuilt from public data as it updates, so 59648 reflects the current record instead of a stale or modeled snapshot.

The 19/100 figure for 59648 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 59648 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.