ZIP 59601 Foreclosure, Tax-Lien & Distress Report
Lewis And Clark County, Montana · Cooling Market market
Composite property distress in 59601 (Lewis And Clark County, Montana) lands at 19/100 — low on DLRadar's public-record scoring. Its standout signals are structural risk (39/100), institutional ownership (34/100), mortgage stress (15/100). By contrast, mortgage stress (15/100) and construction/permit lag (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (74/100), FEMA disaster exposure (71/100). The latent-versus-live split is 39/100 structural and 5/100 already moving.
The market reads contraction — home values fell 2.8% year on year, 2.8% off the recent peak, and 17% higher over three years, at 71/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
The vacancy rate is 7.3%. The ZIP holds roughly 15,872 housing units. Roughly 9.1% live below the poverty line. Around 51% of adults hold a bachelor's degree or higher. 57% of housing is owner-occupied. Home values center near $386,500, an affordability ratio of 5.0×. At $70,502, median income runs near typical U.S. levels. On demographic stress specifically, 59601 scores 32/100. Rent burden reaches 33% of tenant households. 31,822 residents call 59601 home, typically aged 41.
On the whole, 59601 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 59601 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 59601 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 59601, the field stays empty rather than modeled, and fills in as new documents post.
The 19/100 figure for 59601 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 59601 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 59601 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 59601 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 59601, the same set carried on every parcel.
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Deterministic scoring, sourced entirely from public data · methodology