ZIP 59634 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 59634 (Jefferson County, Montana) returns a minimal composite of 13/100. Structural exposure scores 29 and live distress 2 on the 0–100 scale. Leading the profile are construction/permit lag (75/100), structural risk (29/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted.

Prices here sit in a contraction phase: values fell 2.8% over the trailing year, 2.8% off the recent peak, and 11% higher over three years, at 71/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The typical home is worth about $553,900 (4.1× income). Vacancy runs 7.0%. The ZIP holds roughly 2,067 housing units. Educational attainment sits at 45% bachelor's-or-above. Around 14% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 5,238 with a median age of 44. At $120,881, median income runs above typical U.S. levels. 92% of housing is owner-occupied.

On the whole, 59634 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 59634 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 59634 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Montana. Sparse data for 59634 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 59634's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 59634 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.