ZIP 59634 Property Distress & Foreclosure Data

ZIP code 59634 in Jefferson County, Montana carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 10/100 structural and 2/100 already moving. What sets it apart are the readings on institutional ownership (14/100), structural risk (10/100), mortgage stress (6/100). By contrast, structural risk (10/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 1.7% year on year, 3.7% off the recent peak, and 11% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

Home values center near $553,900, an affordability ratio of 4.1×. The vacancy rate is 7.0%. The ZIP holds roughly 2,067 housing units. Educational attainment sits at 45% bachelor's-or-above. Around 14% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. 3.5% of residents fall below the poverty threshold. About 5,238 people live here, median age 44. Median household income is $120,881, above the U.S. median near $78,000. Owners hold 92% of homes, renters 8%.

Net-net, 59634 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.