ZIP 59632 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Montana · Cooling Market market
On DLRadar's 0-100 public-record scale, ZIP 59632 in Jefferson County, Montana comes in at 13, a minimal composite-distress reading. The latent-versus-live split is 29/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (75/100), structural risk (29/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100).
The contraction-phase market in 59632 posted values that fell 2.8% over the year, 2.8% off the recent peak, and 15% higher over three years, at 71/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
At $62,770, median income runs below typical U.S. levels. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 59632 scores 27/100. Around 29% of adults hold a bachelor's degree or higher. 78% of housing is owner-occupied. The typical home is worth about $278,800 (4.2× income). There are about 1,060 housing units across 59632. The vacancy rate is 7.9%. Rent burden reaches 22% of tenant households. Population is roughly 2,535 with a median age of 44.
Net-net, 59632 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 59632 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 59632 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 59632 reflects the current record instead of a stale or modeled snapshot.
Each component behind 59632 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 59632 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 59632’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 59632 by the numbers
A live read on 59632: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Unlock the full ZIP 59632 acquisition report
Open 59632 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology