ZIP 59631 Foreclosure, Tax-Lien & Distress Report

In Jefferson County, Montana, ZIP 59631 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (75/100), structural risk (29/100), institutional ownership (14/100). On the quiet end sit structural risk (29/100) and institutional ownership (14/100). Structural risk reads 29/100 against active distress of 0/100.

The contraction-phase market in 59631 posted values that fell 2.8% over the year, 2.8% off the recent peak, at 71/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 367 people live here, median age 54. The poverty rate is 4.4% — low. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. There are about 192 housing units across 59631. Home values center near $235,700, an affordability ratio of 4.6×. On demographic stress specifically, 59631 scores 32/100. 83% of housing is owner-occupied. At $49,375, median income runs below typical U.S. levels. About 29% have a four-year degree. Around 43% of renters are cost-burdened.

Taken together, 59631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 59631 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 59631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 59631, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

59631's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 59631 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.