ZIP 59631 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Montana · High Vacancy market
In Jefferson County, Montana, ZIP 59631 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. The pressure is most legible in construction/permit lag (86/100), structural risk (32/100), institutional ownership (14/100). On the quiet end sit structural risk (32/100) and institutional ownership (14/100). Structural risk reads 32/100 against active distress of 0/100.
The contraction-phase market in 59631 posted values that fell 2.8% over the year, 2.8% off the recent peak, at 71/100 phase confidence. A cooling market tends to open discount-to-value windows.
About 367 people live here, median age 54. The poverty rate is 4.4% — low. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. There are about 192 housing units across 59631. Home values center near $235,700, an affordability ratio of 4.6×. On demographic stress specifically, 59631 scores 32/100. 83% of housing is owner-occupied. At $49,375, median income runs below typical U.S. levels. About 29% have a four-year degree. Around 43% of renters are cost-burdened.
Taken together, 59631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 59631 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 59631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 59631, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
59631's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 59631 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 59631’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 59631 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 59631, drawn from the same report attached to each property.
Nearby ZIPs in Jefferson County
Nearest ZIP codes to 59631
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Montana distress
Related ZIP, county and statewide reads linked to Jefferson County, Montana.
Unlock parcel-level detail for ZIP 59631
See who owns each distressed property in 59631, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology