ZIP 59631 Property Distress & Foreclosure Data

DLRadar grades ZIP 59631 (Jefferson County, Montana) at a minimal 5/100 for overall property distress. Property-level stress concentrates in institutional ownership (14/100), structural risk (10/100). By contrast, institutional ownership (14/100) and structural risk (10/100) register low. Structural exposure scores 10 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 1.7% year on year, 3.7% off the recent peak, at 35/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 367 people live here, median age 54. 4.4% of residents fall below the poverty threshold. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. There are about 192 housing units across 59631. Home values center near $235,700, an affordability ratio of 4.6×. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 83% of homes, renters 17%. Median household income is $49,375, below the U.S. median near $78,000. Educational attainment sits at 29% bachelor's-or-above. Rent burden reaches 43% of tenant households.

Net-net, 59631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

5/100
Composite stress
10/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 59631

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk25
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Jefferson County

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Deterministic. Every signal traces to a public dataset · methodology