Jefferson County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Montana? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 59752 at 17/100.
- 9 ZIP codes tracked in Jefferson County, averaging 13/100 distress.
- Jefferson County reads contraction — home values down 2.8% year over year, 2.8% off peak.
- Vacancy runs 10% across Jefferson County's tracked ZIPs, with a 7.2% poverty rate.
- The typical Jefferson County home is worth about $414,688 against a ~$67,296 median income.
- Lending headwind in Jefferson County sits at 82/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59752 | 17/100 |
| 2 | 59631 | 13/100 |
| 3 | 59632 | 13/100 |
| 4 | 59634 | 13/100 |
| 5 | 59638 | 13/100 |
| 6 | 59721 | 13/100 |
| 7 | 59635 | 12/100 |
| 8 | 59759 | 12/100 |
| 9 | 59701 | 10/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
Jefferson County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 13/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Jefferson County market phase and pricing
Jefferson County reads contraction — home prices fell 2.8% over the last year and are 2.8% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Jefferson County
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Frequently asked
Where is distress highest inside Jefferson County, MT?
ZIP 59752 leads Jefferson County at 17/100, recomputed monthly from public records.
What stage of the price cycle is Jefferson County at?
FHFA price-index movement places Jefferson County in contraction; prices are down 2.8% over twelve months.
Can the Jefferson County figures be verified?
Every Jefferson County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 9 Jefferson County ZIP codes that it runs on every other U.S. county, so Jefferson County's numbers are directly comparable to any other market.
How much do distress scores vary between Jefferson County ZIP codes?
A county average hides the spread. Across the Jefferson County ZIPs DLRadar ranks, scores run from 17/100 in 59752 down to 10/100 in 59701, against a Jefferson County average of 13/100. With 7 points between best and worst, county-level targeting in Jefferson County wastes effort.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $414,688 of value against a median household income near $67,296. Vacancy across Jefferson County's tracked ZIPs runs 10% and the poverty rate is 7.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Jefferson County's foreclosure and tax-lien filings and its 82/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.