ZIP 59635 Foreclosure, Tax-Lien & Distress Report

ZIP 59635's composite property-distress score is 12/100 - DLRadar classes that as minimal for Lewis And Clark County, Montana. Property-level stress concentrates in institutional ownership (26/100), structural risk (25/100), mortgage stress (12/100). By contrast, mortgage stress (12/100) and construction/permit lag (6/100) register low. Structural exposure scores 25 and live distress 4 on the 0–100 scale.

The contraction-phase market in 59635 posted values that fell 2.8% over the year, 2.8% off the recent peak, and 14% higher over three years (phase confidence 71/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 1.8%. The typical home is worth about $395,600 (4.8× income). The demographic-stress sub-score lands at 35/100. 84% of housing is owner-occupied. Around 37% of adults hold a bachelor's degree or higher. Households earn a median $73,664 — near the roughly $78,000 national figure. About 8,382 people live here, median age 42. Around 65% of renters are cost-burdened. The ZIP holds roughly 3,423 housing units. The poverty rate is 11.1%.

Taken together, 59635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 59635 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 59635's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 59635 reflects the current record instead of a stale or modeled snapshot.

The 12/100 figure for 59635 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 59635 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.