ZIP 59851 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 59851 (Missoula County, Montana) at a low 15/100 for overall property distress. On the structural side it scores 32/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). The sharpest non-environmental signals are structural risk (32/100), construction/permit lag (27/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 59851 posted values that held roughly flat over the year, 1.8% off the recent peak, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 54 with a median age of 52. The vacancy rate is 0.0%. Home values center near $225,000. There are about 96 housing units across 59851. The poverty rate is 20.4% — high, a tax-stress and distress correlate. About 44% have a four-year degree. 74% of housing is owner-occupied. On demographic stress specifically, 59851 scores 22/100.

Net-net, 59851 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 59851 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 59851 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59851 can be compared directly against any other ZIP in Missoula County, Montana or nationwide. 59851 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

59851's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 59851 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.