ZIP 59866 Foreclosure, Tax-Lien & Distress Report

ZIP code 59866 in Mineral County, Montana carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (100/100), structural risk (33/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (11/100). Structurally it carries 33/100, against 3/100 of stress already in motion.

The market reads peak — home values held roughly flat year on year, 1.6% off the recent peak, and 34% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 77% owner-occupied to 23% rented. The typical home is worth about $343,700 (4.5× income). On demographic stress specifically, 59866 scores 33/100. At $70,536, median income runs near typical U.S. levels. The vacancy rate is 31.5% — elevated. Educational attainment sits at 39% bachelor's-or-above. The ZIP holds roughly 736 housing units. Around 28% of renters are cost-burdened. Population is roughly 1,152 with a median age of 39. The poverty rate is 16.7% — high, a tax-stress and distress correlate.

On the whole, 59866 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 59866 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 59866 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59866 can be compared directly against any other ZIP in Mineral County, Montana or nationwide. Where the public record is thin for 59866, the field stays empty rather than modeled, and fills in as new documents post.

The 14/100 figure for 59866 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 59866 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.