ZIP 59923 Foreclosure, Tax-Lien & Distress Report

In Lincoln County, Montana, ZIP 59923 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 52/100, against 5/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (91/100)). What sets it apart are the readings on construction/permit lag (55/100), structural risk (52/100), institutional ownership (45/100). By contrast, mortgage stress (16/100) register low.

The peak-phase market in 59923 posted values that rose 2.2% over the year, and 32% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 9,885 with a median age of 54. At $45,332, median income runs below typical U.S. levels. A median home runs $272,000 here, or 5.3 times local income. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Around 39% of renters are cost-burdened. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 37/100. There are about 5,343 housing units across 59923. Educational attainment sits at 16% bachelor's-or-above.

Net-net, 59923 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 59923 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 59923's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 59923 reflects the current record instead of a stale or modeled snapshot.

The 24/100 figure for 59923 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 59923 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.