Lincoln County, MT: Foreclosures, Tax Liens & Distressed Properties

Lincoln County, MT, Montana: 7 ZIP codes scored, Lincoln County, MT averaging 24/100 (low, Lincoln, MT). Lincoln County, MT is in its peak phase (Lincoln, MT confidence 21/100): Lincoln, MT home prices up 2.2% (Lincoln, MT) over twelve months. Lincoln County, MT lender headwind: 60/100.

Highest-scoring Lincoln County, MT ZIPs: 59917 (24/100), 59918 (24/100), 59923 (24/100), 59930 (24/100), 59933 (24/100), 59934 (24/100). Also scored in Lincoln County, MT: 59935.

Across Lincoln County, MT's scored ZIPs: median home value $329,167, household income $51,212, 33.0% vacancy, 9.7% poverty, 70% owner-occupied, median age 50.7.

Lincoln County, MT insurance distress 37/100 (#1,417 in the US); FEMA hazard 52/100 for Lincoln, MT; 3 federal disaster declarations in Lincoln County, MT since 2023 (2 flood); 1 Lincoln, MT NFIP flood claims; Lincoln, MT construction distress 74/100.

4 banks with 6 branches lend in Lincoln County, MT; Lincoln, MT weighted bank stress 61/100, highest 70/100 in Lincoln, MT.

Lincoln County, MT unemployment 5.1% (Lincoln, MT -3.4 pts, six months); 19 new housing units permitted in Lincoln County, MT over twelve months, Lincoln, MT down 24% from 25; Lincoln, MT home prices +8.3% a year (Lincoln, MT) over three years.

11,006 housing units in Lincoln County, MT; 1,859 Lincoln, MT renter households; 37% of Lincoln, MT renters spend 30%+ of income on rent, 19% (Lincoln, MT) half or more.

Lincoln County, MT ranks #165 nationally on the opportunity index (Lincoln, MT, among all ranked counties); Lincoln, MT scores 36.2/100 and Lincoln, MT sits #4 inside Montana. Lincoln, MT is in the overheated opportunity phase; Lincoln, MT's primary driver is vacancy, Lincoln, MT second driver construction; Lincoln, MT moved down 59 places. 9 short-sale listings across Lincoln, MT; 59 days on market observed in Lincoln, MT; 18.8% vacancy over 7 Lincoln, MT ZIPs.

No CFPB county sample covers Lincoln County, MT. The non-metro area reading for Lincoln, MT: 0.7% ninety-plus days late; Lincoln, MT's thirty-to-eighty-nine share is 2.0% (Lincoln, MT, December 2025 data); Montana overall 0.6%.

Lincoln County, MT has 4 watched banks; 4 Lincoln, MT banks sit in an elevated band. Lincoln, MT footprints: First Montana Bank Inc (2 branches, stress 70) in Lincoln, MT; Glacier Bank (2 branches, stress 54) in Lincoln, MT; Valley Bank Of Kalispell (1 branch, stress 61) in Lincoln, MT.

HUD lists 1 assisted multifamily property in Lincoln County, MT with 34 units; 31 Lincoln, MT units are assisted, 1 Lincoln, MT properties under project-based Section 8.

1,924 of the 11,006 housing units in Lincoln, MT sit vacant. Lincoln County, MT permitted 12 multifamily units in twelve months; Lincoln, MT's one-to-four unit structures added 7 units in Lincoln County, MT.