Lincoln County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, Montana? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 59917 at 24/100.
- 7 ZIP codes tracked in Lincoln County, averaging 24/100 distress.
- Lincoln County reads peak — home values up 2.2% year over year.
- Vacancy runs 33% across Lincoln County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Lincoln County home is worth about $329,167 against a ~$51,212 median income.
- Lending headwind in Lincoln County sits at 60/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59917 | 24/100 |
| 2 | 59918 | 24/100 |
| 3 | 59923 | 24/100 |
| 4 | 59930 | 24/100 |
| 5 | 59933 | 24/100 |
| 6 | 59934 | 24/100 |
| 7 | 59935 | 24/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
DLRadar builds Lincoln County's distress picture only from records anyone can pull; its ZIPs average 24/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Lincoln County market phase and pricing
Phase for Lincoln County: peak (+2.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Lincoln County
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Questions and answers
Where is distress highest inside Lincoln County, MT?
ZIP 59917 leads Lincoln County at 24/100, recomputed monthly from public records.
Is Lincoln County expanding or contracting?
Lincoln County currently sits in peak, with values up 2.2% year on year, based on FHFA price-index trajectory.
How is the Lincoln County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 7 Lincoln County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Lincoln County ZIP codes?
Averaging the county conceals how uneven it is. Across the Lincoln County ZIPs DLRadar ranks, scores run from 24/100 in 59917 down to 24/100 in 59935, against a Lincoln County average of 24/100. A spread of 0 points means Lincoln County has to be worked ZIP by ZIP.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $329,167 of value against a median household income near $51,212. Vacancy across Lincoln County's tracked ZIPs runs 33% and the poverty rate is 9.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Lincoln County's foreclosure and lien data and its 60/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.