Lincoln County, MT: Home-Insurance Distress & Forced-Sale Pressure
Lincoln County, MT: 37/100 (moderate) home-insurance distress; Lincoln, MT band LOW; Lincoln, MT #1,417 of 3,222 counties; Lincoln, MT #1 of 56 in Montana; raw Lincoln, MT 53.0.
FEMA hazard, Lincoln, MT: 52/100; Lincoln, MT declarations, three years: 9; Lincoln, MT perils: 2 flood; Lincoln, MT five-year count 3 (severity 6.0); Lincoln, MT ten-year 3; hazard-weighted, Lincoln, MT: 12.0.
Declared incidents on the Lincoln, MT record: 2026 Straight-Line Winds 2; 2026 Flood 2 (Lincoln, MT); 2025 Flood 2 (Lincoln, MT).
NFIP claims, Lincoln, MT, three years: 1; Lincoln, MT payouts $0; per Lincoln, MT claim $0; Lincoln, MT claim-stress 15/100.
Lincoln, MT monthly score rose, 33 (March 2026) to 47 (October 2026); Lincoln, MT by month: March 33, April 33, May 52, June 52 (Lincoln, MT), July 49, August 49, September 49, October 47.
Lincoln, MT components: climate 68, NFIP claims 15; Lincoln, MT retreat index 47.
Construction distress, Lincoln, MT: 74/100 as of August 2026 (Lincoln, MT: 80/100 one-to-four unit, 70/100 multifamily).
Lincoln, MT ZIPs, June 2026 (Lincoln, MT, 7 highest): score 0 (Lincoln, MT), climate 58 (Lincoln, MT): 59917, 59918, 59923, 59930, Lincoln, MT 59933, 59934, 59935.
DLRadar rescores Lincoln, MT monthly; Lincoln, MT readings join Lincoln, MT foreclosure, lien and ownership parcels (Lincoln, MT), so cost-squeezed Lincoln, MT owners surface before listing.
Inside Montana, Lincoln County ranks 2nd of 56 counties for home-insurance distress at 37/100; Wheatland County (48/100) sits just above Lincoln County, and Lewis And Clark County (30/100) sits just below Lincoln County.
Deterministic. Every Lincoln County, MT signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, MT) · how insurance distress works in Lincoln, MT · methodology
FAQ: Lincoln County, MT insurance distress
What is the Lincoln County, MT home-insurance-distress score?
Lincoln, MT: 37/100 (LOW), #1,417 of 3,222, #1 in Montana. FEMA hazard, Lincoln, MT: 52/100; NFIP stress, Lincoln, MT: 15/100; construction, Lincoln, MT: 74/100; Lincoln, MT rescores monthly.
Is Lincoln County insurance distress getting better or worse (MT)?
Lincoln, MT: 33 in March 2026; Lincoln, MT: 47 in October 2026 (worse); Lincoln, MT climate component 68; Lincoln, MT NFIP claims score 15.
How many flood-insurance claims has Lincoln County, MT had?
Lincoln, MT: 1 NFIP claims, three years; Lincoln, MT paid $0; per Lincoln, MT claim $0; carriers reprice Lincoln, MT against that record.
Which Lincoln County ZIP codes carry the most insurance distress (MT)?
Lincoln, MT, June 2026: 59917 at 0, 59918 at 0, 59923 at 0, 59930 at 0; Lincoln, MT climate scores there: 58, 58, 58, 58.
Why does Lincoln, MT insurance distress create sellers?
A Lincoln, MT premium outruns the Lincoln, MT budget; a carrier leaves Lincoln, MT; Lincoln, MT carrying cost passes plan; Lincoln, MT owners sell while current; Lincoln, MT insurance distress leads Lincoln, MT foreclosure data.