Government Homes Under $100K: Affordable Foreclosures on the Wire by State (2026)
Under $100,000 is where most first investors and many owner-occupants look. This page is the wire filtered to that band: every government and GSE row with a published list price or minimum bid below $100,000, by state and seller, rebuilt from the live board. It is a count, not a promise; condition and terms are on each seller's page.
- 260 government and GSE rows under $100,000 on the free wire as of October 20, 2026; 69 of them under $50,000.
| Date | Type | Source | Property (homes under 100k) | ST | Price / bid | Record |
|---|---|---|---|---|---|---|
| 2026-10-01 | REO | HUD Home Store | 139 Ruston Dr | VA | $193,000 | verified |
| 2026-10-01 | REO | HUD Home Store | 1438 S 51st Ave | IL | $330,000 | verified |
| 2026-10-01 | REO | HUD Home Store | 655 S Quentin St | KS | $106,000 | verified |
| 2026-10-01 | REO | VRM Properties (VA acquired / REO listing portal) | 257 Pepperpike Way Saint Augustine | FL | — | verified |
| 2026-10-01 | REO | HUD Home Store | 24507 430th St | MN | $106,500 | verified |
| 2026-10-01 | REO | HUD Home Store | 15843 N 26th Ave | AZ | $218,000 | verified |
homes under 100k: 6 of 2,571 rows, October 20, 2026.
Who sells under $100K
HUD Home Store, by a wide margin, then USDA and VA homes in rural and small-town markets, then IRS and Treasury minimums. HomeSteps rows often publish no figure in the feed and are not counted here until they do.
States to watch
The state list below is live. Michigan, Alabama, Arkansas, Illinois and Texas recur because HUD inventory and low median values overlap there.
Before you bid under $100K
Repairs scale with age not price, taxes and liens can rival the purchase, and a 203(k) loan may be the right instrument. The notice and a title search come first.
Under $100K by state
MI 38, IL 20, OH 18, AL 16, LA 16, TX 13, OK 13, MO 12, AR 12, PA 11, GA 10, KY 8, MD 6, TN 6, MS 6, NY 6, MN 5, IN 5, IA 5, FL 4.
More homes under 100k rows seen on the wire
2026-10-01: HUD Home Store listed 78743 Yellen Dr, CA at $475,000. 2026-10-01: VRM Properties (VA acquired / REO listing portal) listed 9448 Chase Street Spring Hill, FL. 2026-10-01: Freddie Mac HomeSteps (REO inventory) listed 5611 S Feliz Mesa, AZ. 2026-10-01: HUD Home Store listed 3880 Hwy 29 S, GA at $230,000. 2026-10-01: HUD Home Store listed 1701 W 30th St S, KS at $136,000. 2026-10-01: VRM Properties (VA acquired / REO listing portal) listed 17816 Se 115th Ct Summerfield, FL.
homes under 100k: questions
Does under $100K include auctions?
Yes, any row with a published start bid below $100,000; a start bid is a floor, not a sale price.
Why is a state missing?
No row in that state has a published figure under $100,000 right now.
What are the newest homes under 100k rows on the wire?
2026-10-01: HUD Home Store listed 139 Ruston Dr, VA at $193,000. 2026-10-01: HUD Home Store listed 1438 S 51st Ave, IL at $330,000. 2026-10-01: HUD Home Store listed 655 S Quentin St, KS at $106,000.
How many homes under 100k rows carry a published figure?
For homes under 100k, 1,655 of 2,571 rows show a figure, and 916 homes under 100k rows show a dash.