How to Read a Federal Auction Listing: Opening Bid, Starting Bid, List Price, As-Is, Occupied and Candidate Records (2026)
A federal listing is short and every word carries a rule. This guide reads one field at a time, the way a row on the wire presents it: the price columns, the type, the source, the status, and the notice behind OPEN →.
- 1,655 of 2,571 rows carry a figure as of October 20, 2026; 2,369 are verified records.
| Date | Type | Source | Property (how to read a listing) | ST | Price / bid | Record |
|---|---|---|---|---|---|---|
| 2026-10-03 | REO | HUD Home Store | 2745 Bandera Hwy B5 | TX | $321,000 | verified |
| 2026-10-03 | REO | Freddie Mac HomeSteps (REO inventory) | 5814 Wayne Way Rosenberg | TX | — | verified |
| 2026-10-03 | REO | Freddie Mac HomeSteps (REO inventory) | 2015 W Park Pl Oklahoma City | OK | — | verified |
| 2026-10-02 | REO | HUD Home Store | 712 N 11th St | TX | $92,000 | verified |
| 2026-10-02 | REO | VRM Properties (VA acquired / REO listing portal) | 156 Eagleview Loop Davenport | FL | — | verified |
| 2026-10-02 | REO | HUD Home Store | 19723 Buffalo St | MI | $45,000 | verified |
how to read a listing: 6 of 2,571 rows, October 20, 2026.
Opening bid, starting bid, list price
Opening and starting bid are the same figure under two names: the lowest bid the seller will consider at an auction. List price is a sale figure for REO homes; HUD accepts bids near it, so the wire shows it in both columns. None of them include deposit, premium or surviving liens.
As-is and occupied
As-is means no repairs and no warranty; inspect on the published dates or not at all. Occupied means someone lives there and eviction is the buyer's problem after closing. Both appear on the notice, not on the wire.
Candidate records
The wire marks a row candidate when the seller published a title and a link without a verified street address or parcel. Open the link; the detail is there or will be on the next read.
Who publishes a figure
HUD Home Store: 1,647 of 1,648; Freddie Mac HomeSteps (REO inventory): 0 of 418; IRS Real Property Auctions: 0 of 262; VRM Properties (VA acquired / REO listing portal): 0 of 164; USMS Real Property (RPNC RealLook): 0 of 24; GSA Real Estate Sales: 0 of 22; USDA Property Resales: 0 of 17; Treasury Seized Real Property: 8 of 16.
More how to read a listing rows seen on the wire
2026-10-02: Freddie Mac HomeSteps (REO inventory) listed 2825 Holland Ct Celina, TX. 2026-10-02: Freddie Mac HomeSteps (REO inventory) listed 303 Belmont Pl Fort Morgan, CO. 2026-10-02: Freddie Mac HomeSteps (REO inventory) listed 15 E Franklin Ave Unit 313 Minneapolis, MN. 2026-10-02: HUD Home Store listed 7255 S Forman Rd, MI at $124,000. 2026-10-02: HUD Home Store listed 242 Marshall St, MI at $168,000. 2026-10-02: Freddie Mac HomeSteps (REO inventory) listed 2413 Plover Ln Northlake, TX.
how to read a listing: questions
Is the start bid the expected sale price?
No. It is the floor. Results on the seller's page show what sold for how much.
What does 0.00 mean in the price column?
A placeholder the seller published. The notice carries the real minimum.
Where is the deposit amount?
On the notice linked from the row, never on the wire.
What are the newest how to read a listing rows on the wire?
2026-10-03: HUD Home Store listed 2745 Bandera Hwy B5, TX at $321,000. 2026-10-03: Freddie Mac HomeSteps (REO inventory) listed 5814 Wayne Way Rosenberg, TX. 2026-10-03: Freddie Mac HomeSteps (REO inventory) listed 2015 W Park Pl Oklahoma City, OK.
How many how to read a listing rows carry a published figure?
For how to read a listing, 1,655 of 2,571 rows show a figure, and 916 how to read a listing rows show a dash.