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ZIP 83825 Foreclosure, Tax-Lien & Distress Report

Bonner County, Idaho · High Vacancy market

ZIP 83825's composite property-distress score is 18/100 - DLRadar classes that as low for Bonner County, Idaho. Structurally it carries 37/100, against 5/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), FEMA disaster exposure (65/100). The most distinctive pressure shows up in structural risk (37/100), institutional ownership (36/100), mortgage stress (17/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (17/100).

The market reads peak — home values rose 0.5% year on year, 2.0% off the recent peak (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

A median home runs $644,200 here. Population is roughly 130 with a median age of 69. Vacancy runs 59.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 200 housing units. 87% of housing is owner-occupied. On demographic stress specifically, 83825 scores 42/100. Educational attainment sits at 42% bachelor's-or-above. 7.7% of residents fall below the poverty threshold. Rent burden reaches 100% of tenant households.

On the whole, 83825 leans distressed, with opportunity clustered in specific stressed parcels. While 83825 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 83825 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 83825 stays directly comparable to neighboring ZIPs and the rest of Bonner County, Idaho. Nothing here is interpolated — where a source is thin for 83825, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 figure for 83825 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 83825 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
37/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 83825

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk77
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 83825 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 83825, the same set carried on every parcel.

Loading ZIP 83825 stress data…

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Rules-based scoring — each signal ties to a public dataset · methodology

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