ZIP 83864 Foreclosure, Tax-Lien & Distress Report
Bonner County, Idaho · High Vacancy market
Bonner County, Idaho's ZIP 83864 registers 15/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). Structural exposure scores 29 and live distress 4 on the 0–100 scale. The sharpest non-environmental signals are structural risk (29/100), institutional ownership (27/100), mortgage stress (14/100). By contrast, institutional ownership (27/100) and mortgage stress (14/100) register low.
Prices here sit in a peak phase: values rose 0.8% over the trailing year, 1.5% off the recent peak, and 6% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 71% of homes, renters 29%. The typical home is worth about $516,500 (6.9× income). The vacancy rate is 20.3% — elevated. Around 31% of renters are cost-burdened. Households earn a median $68,595 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 39/100. 11.1% of residents fall below the poverty threshold. 19,773 residents call 83864 home, typically aged 45. Educational attainment sits at 37% bachelor's-or-above. There are about 10,242 housing units across 83864.
Taken together, 83864 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 83864 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 83864's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 83864 shows blanks, not estimates, wherever the record is sparse.
The 15/100 figure for 83864 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 83864 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 83864 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
83864 at a glance
The live 83864 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock parcel-level detail for ZIP 83864
Every distressed parcel in 83864 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology