ZIP 83861 Foreclosure, Tax-Lien & Distress Report
Benewah County, Idaho · Distress market
ZIP code 83861 in Benewah County, Idaho carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in institutional ownership (43/100), construction/permit lag (39/100), structural risk (31/100). On the quiet end sit structural risk (31/100) and mortgage stress (10/100). Latent structural risk is 31/100 while live distress already moving reads 3/100.
The peak-phase market in 83861 posted values that rose 1.5% over the year, and 13% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 7,167 people live here, median age 47. Home values center near $307,800, an affordability ratio of 4.5×. The tenure split is 77% owner-occupied to 23% rented. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 15.1%. Around 36% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher. At $60,897, median income runs below typical U.S. levels. The ZIP holds roughly 3,442 housing units. On demographic stress specifically, 83861 scores 34/100.
Net-net, 83861 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 83861's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 83861 shows blanks, not estimates, wherever the record is sparse.
Behind 83861's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 83861 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 83861’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
83861 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Benewah County ZIPs near 83861
Nearest ZIP codes to 83861
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Idaho distress
Additional distress intelligence spanning Benewah County, Idaho by ZIP, county and state.
Unlock the full ZIP 83861 acquisition report
Open 83861 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology