Ada County, ID: Foreclosures, Tax Liens & Distressed Properties
Ada County, ID, Idaho: 19 ZIP codes scored, Ada County, ID averaging 21/100 (low, Ada, ID), from 14 to 22. Ada County, ID is in its neutral phase (Ada, ID confidence 27/100): Ada, ID home prices up 3.8% (Ada, ID) over twelve months. Ada County, ID lender headwind: 53/100.
Highest-scoring Ada County, ID ZIPs: 83634 (22/100), 83642 (22/100), 83646 (22/100), 83669 (22/100), 83702 (22/100), 83703 (22/100). Also scored in Ada County, ID: 83704, 83705, 83706, 83709, 83712, 83713, 83714, 83720, 83725, 83687.
Across Ada County, ID's scored ZIPs: median home value $543,829, household income $89,944, 4.6% vacancy, 8.9% poverty, 71% owner-occupied, median age 39.0.
Ada County, ID insurance distress 20/100 (#2,298 in the US); FEMA hazard 0/100 for Ada, ID; 5 Ada, ID NFIP flood claims, $5K paid; Ada, ID construction distress 40/100.
23 banks with 107 branches lend in Ada County, ID; Ada, ID weighted bank stress 63/100, highest 73/100 in Ada, ID.
Ada County, ID unemployment 3.3% (Ada, ID -0.3 pts, six months); 5,791 new housing units permitted in Ada County, ID over twelve months, Ada, ID up 10% from 5,251; Ada, ID home prices +5.1% a year (Ada, ID) over three years.
211,440 housing units in Ada County, ID; 56,346 Ada, ID renter households; 45% of Ada, ID renters spend 30%+ of income on rent, 20% (Ada, ID) half or more.
Ada County, ID ranks #2,808 nationally on the opportunity index (Ada, ID, among all ranked counties); Ada, ID scores 24.4/100 and Ada, ID sits #30 inside Idaho. Ada, ID is in the weak opportunity phase; Ada, ID's primary driver is bank institutional, Ada, ID second driver construction; Ada, ID moved up 143 places. 247 short-sale listings across Ada, ID; 81 days on market observed in Ada, ID; 4.0% vacancy over 19 Ada, ID ZIPs.
0.3% of Ada County, ID mortgages were ninety-plus days late in December 2025; Ada, ID's thirty-to-eighty-nine-day share was 0.8% (CFPB county sample). Ada, ID's ninety-day rate is unchanged on twelve months earlier; the Ada, ID peak since 2008 was 4.0% in February 2010; Idaho overall reads 0.6%.
Ada County, ID has 5 watched banks; 5 Ada, ID banks sit in an elevated band. Ada, ID footprints: D L Evans Bank (8 branches, stress 66) in Ada, ID; Idaho First Bank (2 branches, stress 72) in Ada, ID; First Fsb Of Twin Falls (2 branches, stress 66) in Ada, ID.
HUD lists 26 assisted multifamily properties in Ada County, ID with 2,244 units; 385 Ada, ID units are assisted, 5 Ada, ID properties under project-based Section 8.
8,897 of the 211,440 housing units in Ada, ID sit vacant. Ada County, ID permitted 956 multifamily units in twelve months; Ada, ID's one-to-four unit structures added 4,835 units in Ada County, ID.