Ada County, ID: Home-Insurance Distress & Forced-Sale Pressure
Ada County, ID: 20/100 (low) home-insurance distress; Ada, ID band LOW; Ada, ID #2,298 of 3,222 counties; Ada, ID #11 of 44 in Idaho; raw Ada, ID 24.1; Ada, ID coverage multiplier 0.85.
FEMA hazard, Ada, ID: 0/100; Ada, ID declarations, three years: none.
NFIP claims, Ada, ID, three years: 5; Ada, ID payouts $4,958; per Ada, ID claim $992; Ada, ID claim-stress 60/100.
Ada, ID monthly score fell, 21 (March 2026) to 20 (October 2026); Ada, ID by month: March 21, April 21, May 21, June 21 (Ada, ID), July 21, August 21, September 21, October 20.
Ada, ID components: NFIP claims 60; Ada, ID retreat index 20; Ada, ID climate multiplier 0.85.
Construction distress, Ada, ID: 40/100 as of August 2026 (Ada, ID: 47/100 one-to-four unit, 2/100 multifamily).
Ada, ID ZIPs, June 2026 (Ada, ID, 16 highest): score 0 (Ada, ID), climate 90 (Ada, ID): 83642, 83646, 83703, 83704, Ada, ID 83705, 83706, 83709, 83712, Ada, ID 83713, 83714, 83720, 83725; score 0 (Ada, ID), climate 89 (Ada, ID): 83634, 83702; score 0 (Ada, ID), climate 85 (Ada, ID): 83669; score 0 (Ada, ID), climate 76 (Ada, ID): 83687.
DLRadar rescores Ada, ID monthly; Ada, ID readings join Ada, ID foreclosure, lien and ownership parcels (Ada, ID), so cost-squeezed Ada, ID owners surface before listing.
Inside Idaho, Ada County ranks 11th of 44 counties for home-insurance distress at 20/100; Clearwater County (25/100) sits just above Ada County, and Twin Falls County (19/100) sits just below Ada County.
Deterministic. Every Ada County, ID signal traces to a public Ada dataset (FEMA, NFIP, Census for Ada, ID) · how insurance distress works in Ada, ID · methodology
FAQ: Ada County, ID insurance distress
What is the Ada County, ID home-insurance-distress score?
Ada, ID: 20/100 (LOW), #2,298 of 3,222, #11 in Idaho. FEMA hazard, Ada, ID: 0/100; NFIP stress, Ada, ID: 60/100; construction, Ada, ID: 40/100; Ada, ID rescores monthly.
Is Ada County insurance distress getting better or worse (ID)?
Ada, ID: 21 in March 2026; Ada, ID: 20 in October 2026 (better); Ada, ID NFIP claims score 60.
How many flood-insurance claims has Ada County, ID had?
Ada, ID: 5 NFIP claims, three years; Ada, ID paid $4,958; per Ada, ID claim $992; carriers reprice Ada, ID against that record.
Which Ada County ZIP codes carry the most insurance distress (ID)?
Ada, ID, June 2026: 83642 at 0, 83646 at 0, 83703 at 0, 83704 at 0; Ada, ID climate scores there: 90, 90, 90, 90.
Why does Ada, ID insurance distress create sellers?
A Ada, ID premium outruns the Ada, ID budget; a carrier leaves Ada, ID; Ada, ID carrying cost passes plan; Ada, ID owners sell while current; Ada, ID insurance distress leads Ada, ID foreclosure data.