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ZIP 83704 Foreclosure, Tax-Lien & Distress Report

Ada County, Idaho · Distress market

DLRadar grades ZIP 83704 (Ada County, Idaho) at a low 23/100 for overall property distress. The split runs 51/100 structural to 2/100 active on the ground. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (47/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (61/100).

The neutral-phase market in 83704 posted values that rose 3.8% over the year, and 6% higher over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 4.9%. Home values center near $388,000, an affordability ratio of 5.0×. Roughly 9.5% live below the poverty line. Owners hold 64% of homes, renters 36%. The ZIP holds roughly 18,230 housing units. Around 32% of adults hold a bachelor's degree or higher. About 41,406 people live here, median age 39. At $70,806, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 34/100. Rent burden reaches 39% of tenant households.

Net-net, 83704 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 83704 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 83704 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 83704 reflects the current record instead of a stale or modeled snapshot.

Behind 83704's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 83704 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

What is driving ZIP 83704’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk90
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

83704 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Ada County ZIP reports

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