ZIP 83714 Property Distress & Foreclosure Data

In Ada County, Idaho, ZIP 83714 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (50/100), construction/permit lag (45/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (62/100). The latent-versus-live split is 50/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 5% lower over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 3.5%. The poverty rate is 8.3%. At $86,114, median income runs near typical U.S. levels. 26,989 residents call 83714 home, typically aged 43. The typical home is worth about $496,800 (5.4× income). Around 45% of adults hold a bachelor's degree or higher. Around 36% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. 74% of housing is owner-occupied. The ZIP holds roughly 12,128 housing units.

On balance, 83714 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.