ZIP 83705 Property Distress & Foreclosure Data

In Ada County, Idaho, ZIP 83705 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (62/100). On the structural side it scores 50/100, with 2/100 of stress already active. Its standout signals are structural risk (50/100), construction/permit lag (45/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 3% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 41% of renters are cost-burdened. 27,542 residents call 83705 home, typically aged 35. Around 38% of adults hold a bachelor's degree or higher. The typical home is worth about $415,900 (6.0× income). The ZIP holds roughly 13,345 housing units. The demographic-stress sub-score lands at 39/100. At $62,605, median income runs below typical U.S. levels. The vacancy rate is 6.2%. The poverty rate is 15.0%. 55% of housing is owner-occupied.

Overall, 83705 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.