ZIP 83709 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 83709 (Ada County, Idaho) returns a low composite of 23/100. What sets it apart are the readings on structural risk (51/100), construction/permit lag (47/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (61/100)). The split runs 51/100 structural to 2/100 active on the ground.

The market reads neutral — home values rose 3.8% year on year, and 4% higher over three years, at 27/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 83% of homes, renters 17%. The vacancy rate is 3.1%. Households earn a median $88,893 — above the roughly $78,000 national figure. Around 33% of renters are cost-burdened. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. About 37% have a four-year degree. The demographic-stress sub-score lands at 31/100. A median home runs $474,000 here, or 5.0 times local income. 58,631 residents call 83709 home, typically aged 37. The ZIP holds roughly 22,265 housing units.

Overall 83709 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 83709 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 83709's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 83709, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 83709 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 83709 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.