ZIP 83709 Property Distress & Foreclosure Data

ZIP code 83709 in Ada County, Idaho carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (50/100), construction/permit lag (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (62/100). On the structural side it scores 50/100, with 2/100 of stress already active.

The market reads peak — home values rose 2.7% year on year, and 4% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Owners hold 83% of homes, renters 17%. The vacancy rate is 3.1%. Median household income is $88,893, above the U.S. median near $78,000. Around 33% of renters are cost-burdened. 7.3% of residents fall below the poverty threshold. Educational attainment sits at 37% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $474,000, an affordability ratio of 5.0×. About 58,631 people live here, median age 37. The ZIP holds roughly 22,265 housing units.

Overall 83709 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.