Ada County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ada County, ID distress report, 2026: 19 ZIPs scored in Ada, ID, Ada, ID average 21/100; the top Ada, ID ZIP is 83634 at 22/100; Ada, ID market phase neutral, Ada, ID prices +3.8% year over year.
- Ada, ID ranks #2,808 nationally (opportunity index); Ada, ID #30 in Idaho; Ada, ID index 24.4.
- Ada, ID ninety-day mortgage delinquency 0.3% in December 2025; Ada, ID twelve-month change 0.0%.
- Ada, ID ZIP phases: 18 neutral, 1 peak.
- Ada, ID residential listings tracked: 471 across 16 ZIPs; Ada, ID candidate listings 63.
- Ada, ID HUD assisted properties: 26 with 2,244 units.
- Ada, ID lenders on watch: 5; largest Ada, ID footprint D L Evans Bank (8 branches).
- Ada, ID most distressed ZIP: 83634 at 22/100.
Ada, ID figures: DLRadar distress index; Ada, ID inputs: CFPB, FHFA, HUD, FDIC; Ada, ID rebuilt as sources refresh.
| Rank | Ada, ID ZIP | Score |
|---|---|---|
| 1 | 83634 | 22/100 |
| 2 | 83642 | 22/100 |
| 3 | 83646 | 22/100 |
| 4 | 83669 | 22/100 |
| 5 | 83702 | 22/100 |
| 6 | 83703 | 22/100 |
| 7 | 83704 | 22/100 |
| 8 | 83705 | 22/100 |
| 9 | 83706 | 22/100 |
| 10 | 83709 | 22/100 |
| 11 | 83712 | 22/100 |
| 12 | 83713 | 22/100 |
Most distressed Ada, ID ZIPs (0-100, 2026)
Mortgage delinquency in Ada, ID
0.3% of Ada, ID mortgages were ninety-plus days late (Ada, ID, December 2025); Ada, ID thirty-to-eighty-nine days late: 0.8%; Ada, ID twelve-month change 0.0%; Ada, ID peak since 2008: 4.0% (February 2010); Idaho overall 0.6%. Ada, ID ninety-day series: Dec 24 0.3, Jan 25 0.3, Feb 25 0.3 (Ada, ID), Mar 25 0.2, Apr 25 0.3, May 25 0.3 (Ada, ID), Jun 25 0.3, Jul 25 0.3, Aug 25 0.2 (Ada, ID), Sep 25 0.2, Oct 25 0.3, Nov 25 0.3 (Ada, ID), Dec 25 0.3.
Opportunity index: Ada, ID
Ada, ID index 24.4, Ada, ID phase weak; Ada, ID primary driver bank institutional, Ada, ID second driver construction. Ada, ID components: property stress 12.0, foreclosure pressure 11.3, listing discounts 26.3, bank stress 57.7, insurance 0.0; Ada, ID pulse 26.1; Ada, ID capital opportunity 21.9; Ada, ID seven-day change +0.3%.
ZIP market phases inside Ada, ID
19 Ada, ID ZIPs carry a price-cycle phase; Ada, ID ZIPs by phase (Ada, ID), deepest drawdown first: peak, +1.8% YoY, 1.2% off peak (Ada, ID): 83716; neutral, +3.8% YoY (Ada, ID): 83616, 83634, 83641, 83642, Ada, ID 83646, 83669, 83687, 83702, Ada, ID 83703, 83704, 83705, 83706, Ada, ID 83709, 83712, 83713.
Residential listings by Ada, ID ZIP
Ada, ID ZIPs with the most tracked Ada, ID residential listings: 83616 117 listings, 24 candidates, bank pressure 61; 83669 80 listings, 5 candidates, bank pressure 62; 83646 71 listings, 5 candidates, bank pressure 61; 83642 55 listings, 3 candidates, bank pressure 61 (Ada, ID); 83709 26 listings, 2 candidates, bank pressure 61; 83704 21 listings, 2 candidates, bank pressure 61; 83713 20 listings, 5 candidates, bank pressure 61; 83634 16 listings, 3 candidates, bank pressure 62. Ada, ID totals: 471 listings; Ada, ID candidates 63; active ZIPs 14.
HUD assisted housing in Ada, ID
26 assisted properties with 2,244 units sit in Ada, ID; largest Ada, ID properties: The District At Parkcenter (Boise) 287 units; Eagle Lakes Apartments (Eagle) 250 units; Arbor Crossing Apartments (Boise) 229 units in Ada, ID; Arrive Skyline (Boise) 192 units; The Franklin At Ten Mile Phase Ii (Meridian) 132 units; The Franklin At Ten Mile Phase I (Meridian) 127 units.
Lenders with branches in Ada, ID
Ada, ID lenders by branch count: D L Evans Bank (Ada, ID): stress 66, 8 branches low in Ada, ID; Idaho First Bank (Ada, ID): stress 72, 2 branches low in Ada, ID; First Fsb Of Twin Falls (Ada, ID): stress 66, 2 branches low in Ada, ID; Idaho Trust Bank (Ada, ID): stress 72, 1 branch elevated in Ada, ID; Northwest Bank (Ada, ID): stress 40, 1 branch elevated in Ada, ID.
Vacancy and permits, Ada, ID
8,897 of 211,440 Ada, ID housing units are vacant; Ada, ID permits, twelve months: 956 multifamily units in Ada, ID, 4,835 one-to-four unit units.
Work Ada, ID at the parcel level
Every Ada, ID parcel carries owner and address; every Ada, ID parcel carries APN; Ada, ID distress scores sit on the Ada, ID live board.
Ada, ID figures refresh with each source.
Ada, ID questions
Most distressed ZIP code in Ada County, ID?
ZIP 83634 leads Ada, ID at 22/100; next in Ada, ID: 83642 at 22/100; the Ada, ID average is 21/100.
Where does Ada County, ID rank for investment opportunity?
Ada, ID is #2,808 among all ranked counties, #30 in Idaho; the Ada, ID driver is bank institutional; Ada, ID moved up 143 places.
How many mortgages are delinquent in Ada County, ID?
0.3% of Ada, ID mortgages were ninety-plus days late in December 2025; the Ada, ID peak since 2008 was 4.0%.
Which banks lend in Ada County, ID?
5 watched lenders hold Ada, ID branches; the largest Ada, ID footprints are D L Evans Bank (8), Idaho First Bank (2), First Fsb Of Twin Falls (2).
More on Ada, ID
Ada County, ID distress report: public-record figures for Ada, ID; not legal advice for Ada, ID; not tax or investment advice; verify every Ada, ID record before acting.