Ada County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ada County, Idaho? DLRadar grades every Ada County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Ada County breakdown.
- Ada County's most distressed ZIP is 83642 at 23/100.
- 19 ZIP codes tracked in Ada County, averaging 22/100 distress.
- Ada County reads neutral — home values up 3.8% year over year.
- Vacancy runs 4.6% across Ada County's tracked ZIPs, with a 8.9% poverty rate.
- The typical Ada County home is worth about $543,829 against a ~$89,944 median income.
- Lending headwind in Ada County sits at 53/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83642 | 23/100 |
| 2 | 83646 | 23/100 |
| 3 | 83703 | 23/100 |
| 4 | 83704 | 23/100 |
| 5 | 83705 | 23/100 |
| 6 | 83706 | 23/100 |
| 7 | 83709 | 23/100 |
| 8 | 83712 | 23/100 |
| 9 | 83713 | 23/100 |
| 10 | 83714 | 23/100 |
| 11 | 83720 | 23/100 |
| 12 | 83725 | 23/100 |
Most distressed ZIP codes in Ada County (composite distress 0-100, 2026)
What is driving Ada County distress
DLRadar builds Ada County's distress picture only from records anyone can pull; its ZIPs average 22/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Ada County market phase and pricing
DLRadar places Ada County in neutral; prices moved up 3.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Ada County
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Common questions
Which part of Ada County, ID scores highest for distress?
ZIP 83642 leads Ada County at 23/100, recomputed monthly from public records.
What stage of the price cycle is Ada County at?
FHFA price-index movement places Ada County in neutral; prices are up 3.8% over twelve months.
Where does the Ada County data come from?
The inputs are all public: FHFA for the neutral path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 19 ZIP codes in Ada County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Ada County ZIP codes?
A county average hides the spread. Across the Ada County ZIPs DLRadar ranks, scores run from 23/100 in 83642 down to 23/100 in 83725, against a Ada County average of 22/100. That 0-point gap is why acquisition targeting in Ada County works at ZIP level rather than county level.
What do Ada County home values and vacancy say about distressed supply?
The typical Ada County home carries about $543,829 of value against a median household income near $89,944. Vacancy across Ada County's tracked ZIPs runs 4.6% and the poverty rate is 8.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Ada County's filings and its 53/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.