ZIP 83712 Property Distress & Foreclosure Data

Ada County, Idaho's ZIP 83712 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (62/100). On the structural side it scores 50/100, with 2/100 of stress already active.

The market reads peak — home values rose 2.7% year on year, and 10% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Median household income is $105,764, above the U.S. median near $78,000. 6.4% of residents fall below the poverty threshold. The vacancy rate is 4.5%. DLRadar's demographic-stress index for the area reads 35/100. Around 27% of renters are cost-burdened. Educational attainment sits at 63% bachelor's-or-above. About 9,312 people live here, median age 46. Home values center near $859,000, an affordability ratio of 7.2× — stretched. The ZIP holds roughly 4,573 housing units. Owners hold 58% of homes, renters 42%.

Overall 83712 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.