ZIP 83642 Foreclosure, Tax-Lien & Distress Report
Ada County, Idaho · Distress market
ZIP 83642's composite property-distress score is 22/100 - DLRadar classes that as low for Ada County, Idaho. What sets it apart are the readings on structural risk (49/100), construction/permit lag (40/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (60/100). On the structural side it scores 49/100, with 2/100 of stress already active.
The market reads neutral — home values rose 3.8% year on year, and 4% lower over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Median household income is $96,361, above the U.S. median near $78,000. 5.6% of residents fall below the poverty threshold. 72% of housing is owner-occupied. The ZIP holds roughly 24,591 housing units. Around 42% of renters are cost-burdened. About 44% have a four-year degree. About 58,049 people live here, median age 38. The vacancy rate is 2.6%. DLRadar's demographic-stress index for the area reads 32/100. The typical home is worth about $533,600 (5.1× income).
On balance, 83642 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 83642 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 83642 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 83642 reflects the current record instead of a stale or modeled snapshot.
83642's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 83642 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 83642’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 83642 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 83642, the same set carried on every parcel.
Ada County ZIPs near 83642
Nearest ZIP codes to 83642
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Ada County, Idaho
Other reports tied to Ada County, Idaho — ZIP, county and statewide.
Get the full acquisition report for 83642
Every distressed parcel in 83642 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology