ZIP 83642 Property Distress & Foreclosure Data

In Ada County, Idaho, ZIP 83642 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (50/100), construction/permit lag (45/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (62/100). On the structural side it scores 50/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 4% lower over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $96,361, median income runs above typical U.S. levels. The poverty rate is 5.6% — low. 72% of housing is owner-occupied. The ZIP holds roughly 24,591 housing units. Around 42% of renters are cost-burdened. Around 44% of adults hold a bachelor's degree or higher. 58,049 residents call 83642 home, typically aged 38. The vacancy rate is 2.6%. The demographic-stress sub-score lands at 32/100. The typical home is worth about $533,600 (5.1× income).

On balance, 83642 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.