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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 83634 Foreclosure, Tax-Lien & Distress Report

Ada County, Idaho · Distress market

Scored purely from public records, 83634 (Ada County, Idaho) returns a low composite of 22/100. The latent-versus-live split is 50/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (47/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100).

The market reads neutral — home values rose 3.8% year on year, and 6% higher over three years (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 2.7%. Home values center near $432,600, an affordability ratio of 4.5×. DLRadar's demographic-stress index for the area reads 28/100. At $93,084, median income runs above typical U.S. levels. There are about 10,849 housing units across 83634. About 26% have a four-year degree. About 35,506 people live here, median age 34. Rent burden reaches 21% of tenant households. The tenure split is 83% owner-occupied to 17% rented. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas.

On balance, 83634 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 83634 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 83634's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 83634 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 83634 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 83634 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
50/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 83634

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

83634 at a glance

A live read on 83634: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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The complete 83634 distress and acquisition report

See who owns each distressed property in 83634, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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