ZIP 83634 Property Distress & Foreclosure Data

DLRadar grades ZIP 83634 (Ada County, Idaho) at a low 22/100 for overall property distress. Structural exposure scores 50 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (50/100), construction/permit lag (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (60/100).

The market reads peak — home values rose 2.7% year on year, and 6% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 2.7%. Home values center near $432,600, an affordability ratio of 4.5×. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $93,084, above the U.S. median near $78,000. There are about 10,849 housing units across 83634. Educational attainment sits at 26% bachelor's-or-above. About 35,506 people live here, median age 34. Rent burden reaches 21% of tenant households. Owners hold 83% of homes, renters 17%. 6.9% of residents fall below the poverty threshold.

Overall 83634 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.