Gem County, ID: Foreclosures, Tax Liens & Distressed Properties

For Gem County, Idaho, DLRadar turns county and parcel public records into a single distress score per ZIP. The county's lending-headwind score sits at 48/100 (moderate). Coverage runs to 7 ZIPs across Gem County, a low 15/100 average. Individual Gem County ZIPs score between 14 and 20 on the 0–100 composite.

The county market is in a neutral phase: home prices rose 3.8% over the past year, at 27/100 phase confidence. On a market plateau, the opportunity narrows so screen ZIP by ZIP.

Near the cycle top at +3.8% YoY (27/100 confidence), the wins are surgical and a county-wide sweep stays on the shelf. A moderate 48/100 lender headwind means both signal sets in play here.

By composite, 83616 (20/100), 83607 (16/100), 83629 (16/100), 83617 (14/100), 83636 (14/100), 83657 (14/100) top the county — tap any ZIP to go deeper. Also scored across the county: 83670.

By the numbers, the Gem County ZIPs on file run 10% of units sitting vacant, typical home values near $527,483, a median household income near $91,990 (above the US norm), residents with a median age around 43.1, 6.1% of households below the poverty line, 77% owner-occupancy. Income, equity and tenure like these shape which owners come under strain and how quickly stock clears.

With a low 15/100 reading over 7 ZIPs, Gem County rewards parcel-by-parcel work — work it parcel by parcel. Unlock Gem County to see every parcel's owner, mailing address, APN, a parcel-level score plus bank exposure and liquidity read.

No county is too small to score: Gem County, Idaho runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Gem County's numbers mean exactly what they mean anywhere else in Idaho.

The point of scoring Gem County, Idaho is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. All Gem County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

The ZIP breakdown for Gem County leads with 83616 (20/100), 83607 (16/100), 83629 (16/100), 83617 (14/100), 83636 (14/100), 83657 (14/100). DLRadar also scores 83670 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Gem County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.