Gem County, ID: Foreclosures, Tax Liens & Distressed Properties
Gem County, ID, Idaho: 7 ZIP codes scored, Gem County, ID averaging 15/100 (low, Gem, ID), from 13 to 19. Gem County, ID is in its neutral phase (Gem, ID confidence 27/100): Gem, ID home prices up 3.8% (Gem, ID) over twelve months. Gem County, ID lender headwind: 48/100.
Highest-scoring Gem County, ID ZIPs: 83616 (19/100), 83607 (18/100), 83629 (15/100), 83617 (13/100), 83636 (13/100), 83657 (13/100). Also scored in Gem County, ID: 83670.
Across Gem County, ID's scored ZIPs: median home value $527,483, household income $91,990, 10.0% vacancy, 6.1% poverty, 77% owner-occupied, median age 43.1.
Gem County, ID insurance distress 18/100 (#2,378 in the US); FEMA hazard 0/100 for Gem, ID; 1 Gem, ID NFIP flood claims, $5K paid; Gem, ID construction distress 37/100.
4 banks with 4 branches lend in Gem County, ID; Gem, ID weighted bank stress 64/100, highest 67/100 in Gem, ID.
Gem County, ID unemployment 3.2% (Gem, ID -0.9 pts, six months); 173 new housing units permitted in Gem County, ID over twelve months, Gem, ID up 16% from 149; Gem, ID home prices +6.8% a year (Gem, ID) over three years.
7,954 housing units in Gem County, ID; 1,734 Gem, ID renter households; 30% of Gem, ID renters spend 30%+ of income on rent, 8% (Gem, ID) half or more.
Gem County, ID ranks #2,888 nationally on the opportunity index (Gem, ID, among all ranked counties); Gem, ID scores 23.9/100 and Gem, ID sits #32 inside Idaho. Gem, ID is in the weak opportunity phase; Gem, ID's primary driver is bank institutional, Gem, ID second driver construction; Gem, ID moved up 132 places. 82 short-sale listings across Gem, ID; 75 days on market observed in Gem, ID; 4.4% vacancy over 7 Gem, ID ZIPs.
No CFPB county sample covers Gem County, ID. The metro area reading for Gem, ID (Boise City, ID): 0.5% ninety-plus days late; Gem, ID's thirty-to-eighty-nine share is 1.3% (Gem, ID, December 2025 data); Idaho overall 0.6%.
311 of the 7,954 housing units in Gem, ID sit vacant. Gem County, ID permitted 0 multifamily units in twelve months; Gem, ID's one-to-four unit structures added 173 units in Gem County, ID.