Stevens County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Stevens County, Washington? DLRadar grades every Stevens County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Stevens County breakdown.
- Stevens County's most distressed ZIP is 99026 at 33/100.
- 21 ZIP codes tracked in Stevens County, averaging 24/100 distress.
- Stevens County reads contraction — home values down 0.5% year over year, 0.5% off peak.
- Vacancy runs 17% across Stevens County's tracked ZIPs, with a 18.3% poverty rate.
- The typical Stevens County home is worth about $318,015 against a ~$67,807 median income.
- Lending headwind in Stevens County sits at 60/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 99026 | 33/100 |
| 2 | 99006 | 30/100 |
| 3 | 99013 | 24/100 |
| 4 | 99110 | 24/100 |
| 5 | 99034 | 23/100 |
| 6 | 99040 | 23/100 |
| 7 | 99101 | 23/100 |
| 8 | 99109 | 23/100 |
| 9 | 99114 | 23/100 |
| 10 | 99126 | 23/100 |
| 11 | 99129 | 23/100 |
| 12 | 99131 | 23/100 |
Most distressed ZIP codes in Stevens County (composite distress 0-100, 2026)
What is driving Stevens County distress
Stevens County's placement in the national index rests on public filings — a 24/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Stevens County market phase and pricing
The cycle in Stevens County is contraction, with values down 0.5% year over year and 0.5% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Stevens County
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What people ask
What is the hardest-hit ZIP in Stevens County?
ZIP 99026 leads Stevens County at 33/100, recomputed monthly from public records.
Where is Stevens County in the housing cycle?
Phase for Stevens County: contraction, tracking a 0.5% decline year over year, read off the FHFA index.
How is the Stevens County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 21 Stevens County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Stevens County ZIP codes?
The county figure is a blend, not a description. Across the Stevens County ZIPs DLRadar ranks, scores run from 33/100 in 99026 down to 23/100 in 99131, against a Stevens County average of 24/100. Because the gap runs to 10 points, Stevens County rewards ZIP-level precision.
What do Stevens County home values and vacancy say about distressed supply?
The typical Stevens County home carries about $318,015 of value against a median household income near $67,807. Vacancy across Stevens County's tracked ZIPs runs 17% and the poverty rate is 18.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Stevens County's foreclosure and lien filings and its 60/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.