ZIP 99160 Foreclosure, Tax-Lien & Distress Report

In Ferry County, Washington, ZIP 99160 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in construction/permit lag (68/100), structural risk (47/100), institutional ownership (45/100). Structurally it carries 47/100, against 0/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (81/100)).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 63.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 69 housing units. The demographic-stress sub-score lands at 73/100. Home values center near $10,000. Around 100% of renters are cost-burdened. 63% of housing is owner-occupied. About 69 people live here, median age 60. The vacancy rate is 18.9% — elevated. About 6% have a four-year degree.

Net-net, 99160 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 99160 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 99160 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 99160 reflects the current record instead of a stale or modeled snapshot.

99160's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 99160 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.