ZIP 99118 Property Distress & Foreclosure Data

ZIP code 99118 in Ferry County, Washington carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 49 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). What sets it apart are the readings on construction/permit lag (90/100), structural risk (49/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low.

The market reads peak — home values rose 3.1% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

73% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. About 964 people live here, median age 40. There are about 507 housing units across 99118. The typical home is worth about $323,800 (4.6× income). Vacancy runs 24.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 26% of tenant households. At $66,202, median income runs below typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. The poverty rate is 24.3% — high, a tax-stress and distress correlate.

Net-net, 99118 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.