ZIP 99118 Foreclosure, Tax-Lien & Distress Report
Ferry County, Washington · High Vacancy market
ZIP code 99118 in Ferry County, Washington carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 50/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100). The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (50/100), institutional ownership (48/100). mortgage stress (17/100) stay muted.
Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
73% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 36/100. About 964 people live here, median age 40. The ZIP holds roughly 507 housing units. Home values center near $323,800, an affordability ratio of 4.6×. Vacancy runs 24.9%, above the national norm and a classic distress-and-opportunity signal. Around 26% of renters are cost-burdened. Median household income is $66,202, below the U.S. median near $78,000. Around 18% of adults hold a bachelor's degree or higher. Roughly 24.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Net-net, 99118 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 99118's 23/100 can be lined up against any neighbor in Ferry County, Washington or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 99118 shows blanks, not estimates, wherever the record is sparse.
The 23/100 figure for 99118 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 99118 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 99118
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 99118 by the numbers
The live 99118 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Ferry County ZIP reports
Related reports across Ferry County, Washington
Keep going: ZIP, county and state distress coverage for Ferry County, Washington.
Unlock parcel-level detail for ZIP 99118
Pull every distressed parcel in 99118 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology