ZIP 98844 Property Distress & Foreclosure Data

ZIP code 98844 in Okanogan County, Washington carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (60/100), structural risk (54/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (16/100) stay muted. On the structural side it scores 54/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 29% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 16% have a four-year degree. On demographic stress specifically, 98844 scores 41/100. The ZIP holds roughly 3,015 housing units. A median home runs $293,800 here, or 5.9 times local income. Households earn a median $42,541 — below the roughly $78,000 national figure. The tenure split is 77% owner-occupied to 23% rented. Roughly 28.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 23.5% — elevated. Around 28% of renters are cost-burdened. 4,814 residents call 98844 home, typically aged 51.

Taken together, 98844 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.