ZIP 98849 Property Distress & Foreclosure Data

ZIP code 98849 in Okanogan County, Washington carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (64/100)). What sets it apart are the readings on construction/permit lag (60/100), structural risk (54/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (16/100). Structural risk reads 54/100 against active distress of 5/100.

The peak-phase market in 98849 posted values that rose 3.1% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $277,200, an affordability ratio of 3.9× — accessible. Median household income is $62,357, below the U.S. median near $78,000. There are about 649 housing units across 98849. Vacancy runs 18.7%, above the national norm and a classic distress-and-opportunity signal. Owners hold 70% of homes, renters 30%. Rent burden reaches 41% of tenant households. DLRadar's demographic-stress index for the area reads 36/100. Educational attainment sits at 10% bachelor's-or-above. Population is roughly 1,123 with a median age of 44. 21.3% of residents fall below the poverty threshold.

On the whole, 98849 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.