ZIP 98862 Foreclosure, Tax-Lien & Distress Report

Okanogan County, Washington's ZIP 98862 registers 27/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (57/100), institutional ownership (50/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (16/100). Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (87/100)). Structurally it carries 57/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 12% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $59,597 — below the roughly $78,000 national figure. Rent burden reaches 28% of tenant households. The vacancy rate is 37.7% — elevated. DLRadar's demographic-stress index for the area reads 47/100. Roughly 15.3% live below the poverty line. About 3,089 people live here, median age 56. The tenure split is 75% owner-occupied to 25% rented. The typical home is worth about $720,200 (11.7× income, severely stretched). About 66% have a four-year degree. The ZIP holds roughly 2,150 housing units.

Taken together, 98862 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 98862 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 98862 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 98862 stays directly comparable to neighboring ZIPs and the rest of Okanogan County, Washington. 98862 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 98862 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 98862 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.