ZIP 98862 Property Distress & Foreclosure Data

ZIP code 98862 in Okanogan County, Washington carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (60/100), structural risk (54/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (64/100). On the structural side it scores 54/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 12% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $59,597 — below the roughly $78,000 national figure. Around 28% of renters are cost-burdened. The vacancy rate is 37.7% — elevated. On demographic stress specifically, 98862 scores 47/100. Roughly 15.3% live below the poverty line. 3,089 residents call 98862 home, typically aged 56. The tenure split is 75% owner-occupied to 25% rented. A median home runs $720,200 here, or 11.7 times local income. About 66% have a four-year degree. The ZIP holds roughly 2,150 housing units.

Taken together, 98862 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.