ZIP 98816 Property Distress & Foreclosure Data

Chelan County, Washington's ZIP 98816 registers 32/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100)). The most distinctive pressure shows up in structural risk (70/100), institutional ownership (58/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (24/100). Structural risk reads 70/100 against active distress of 7/100.

The neutral-phase market in 98816 posted values that rose 4.3% over the year, 2.1% off the recent peak, and 11% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 7,677 with a median age of 47. Vacancy runs 42.2%, above the national norm and a classic distress-and-opportunity signal. Home values center near $499,200, an affordability ratio of 6.1×. There are about 5,469 housing units across 98816. 7.8% of residents fall below the poverty threshold. Rent burden reaches 23% of tenant households. Median household income is $73,807, near the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. Owners hold 64% of homes, renters 36%. DLRadar's demographic-stress index for the area reads 39/100.

On the whole, 98816 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.