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ZIP 98816 Foreclosure, Tax-Lien & Distress Report

Chelan County, Washington · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 98816 in Chelan County, Washington comes in at 36, a moderate composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), climate & FEMA risk (90/100), FEMA disaster exposure (88/100). The sharpest non-environmental signals are structural risk (80/100), institutional ownership (68/100), construction/permit lag (68/100). mortgage stress (24/100) stay muted. Latent structural risk is 80/100 while live distress already moving reads 7/100.

The market reads contraction — home values fell 2.5% year on year, 2.5% off the recent peak, and 11% higher over three years, at 65/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

7,677 residents call 98816 home, typically aged 47. Vacancy runs 42.2%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $499,200 (6.1× income). There are about 5,469 housing units across 98816. The poverty rate is 7.8%. Rent burden reaches 23% of tenant households. Households earn a median $73,807 — near the roughly $78,000 national figure. Around 24% of adults hold a bachelor's degree or higher. 64% of housing is owner-occupied. On demographic stress specifically, 98816 scores 39/100.

Taken together, 98816 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 98816 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 98816's 36/100 can be lined up against any neighbor in Chelan County, Washington or any ZIP coast to coast. Where the record is thin for 98816, the field stays empty rather than modeled, and fills in as new documents post.

98816's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 98816 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

36/100
Composite stress
80/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 98816

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk90
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 98816 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Chelan County

Nearest ZIP codes to 98816

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Washington distress

Further distress data across Chelan County, Washington at ZIP, county and state level.

Open the complete 98816 acquisition file

Every distressed parcel in 98816 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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