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ZIP 98822 Foreclosure, Tax-Lien & Distress Report

Chelan County, Washington · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 98822 in Chelan County, Washington comes in at 37, a moderate composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (91/100), FEMA disaster exposure (91/100), climate & FEMA risk (90/100)). The split runs 82/100 structural to 7/100 active on the ground. Property-level stress concentrates in structural risk (82/100), construction/permit lag (76/100), institutional ownership (69/100). By contrast, mortgage stress (24/100) register low.

The contraction-phase market in 98822 posted values that fell 2.6% over the year, 2.6% off the recent peak, and 9% higher over three years (phase confidence 65/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $80,769, near the U.S. median near $78,000. About 22% have a four-year degree. Around 28% of renters are cost-burdened. The typical home is worth about $383,600 (4.3× income). About 2,187 people live here, median age 46. On demographic stress specifically, 98822 scores 29/100. Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,087 housing units. The vacancy rate is 12.9% — elevated. The tenure split is 82% owner-occupied to 18% rented.

On the whole, 98822 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 98822 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 98822 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 98822 shows as blanks, never estimates, and the score updates on every fresh public filing.

98822's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 98822 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

37/100
Composite stress
82/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 98822

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 98822 Stress Report snapshot

98822 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Other Chelan County ZIP codes

More distress data near 98822

Additional distress intelligence spanning Chelan County, Washington by ZIP, county and state.

Open the complete 98822 acquisition file

The full 98822 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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