ZIP 98822 Property Distress & Foreclosure Data

In Chelan County, Washington, ZIP 98822 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (91/100), climate & FEMA risk (90/100), FEMA disaster exposure (71/100)). On the structural side it scores 70/100, with 7/100 of stress already active. Its standout signals are structural risk (70/100), institutional ownership (58/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (24/100).

The neutral-phase market in 98822 posted values that rose 4.4% over the year, 2.2% off the recent peak, and 9% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $80,769, near the U.S. median near $78,000. Educational attainment sits at 22% bachelor's-or-above. Around 28% of renters are cost-burdened. Home values center near $383,600, an affordability ratio of 4.3×. Population is roughly 2,187 with a median age of 46. DLRadar's demographic-stress index for the area reads 29/100. 2.7% of residents fall below the poverty threshold. The ZIP holds roughly 1,087 housing units. The vacancy rate is 12.9% — elevated. Owners hold 82% of homes, renters 18%.

On the whole, 98822 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.