ZIP 98814 Property Distress & Foreclosure Data

DLRadar grades ZIP 98814 (Okanogan County, Washington) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (64/100). Property-level stress concentrates in construction/permit lag (60/100), structural risk (54/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (16/100) stay muted. Structural exposure scores 54 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $97,165 — above the roughly $78,000 national figure. Roughly 1.3% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 98814 scores 31/100. A median home runs $582,700 here, or 5.3 times local income. There are about 275 housing units across 98814. 465 residents call 98814 home, typically aged 56. The tenure split is 100% owner-occupied to 0% rented. About 30% have a four-year degree. Vacancy runs 31.1%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 98814 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.