ZIP 98841 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 98841 (Okanogan County, Washington) returns a low composite of 27/100. Latent structural risk is 57/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (87/100). The most distinctive pressure shows up in structural risk (57/100), institutional ownership (50/100), construction/permit lag (44/100). mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 15% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 9,376 with a median age of 43. There are about 4,311 housing units across 98841. The typical home is worth about $274,000 (4.0× income, relatively affordable). Around 13% of renters are cost-burdened. The tenure split is 74% owner-occupied to 26% rented. The poverty rate is 20.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 31/100. Around 19% of adults hold a bachelor's degree or higher. The vacancy rate is 14.2% — elevated. Households earn a median $72,500 — near the roughly $78,000 national figure.

Net-net, 98841 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 98841's 27/100 can be lined up against any neighbor in Okanogan County, Washington or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 98841 reflects the current record instead of a stale or modeled snapshot.

Each component behind 98841 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 98841 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.