ZIP 99124 Property Distress & Foreclosure Data

DLRadar grades ZIP 99124 (Okanogan County, Washington) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (60/100), structural risk (54/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (16/100) register low. The latent-versus-live split is 54/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 3.1% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $201,600 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 26/100. At $56,406, median income runs below typical U.S. levels. Around 26% of adults hold a bachelor's degree or higher. The vacancy rate is 7.3%. 81% of housing is owner-occupied. The poverty rate is 15.7%. About 296 people live here, median age 35. Around 14% of renters are cost-burdened. The ZIP holds roughly 155 housing units.

Net-net, 99124 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.