ZIP 99103 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 99103 (Lincoln County, Washington) lands at 18/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (41/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. Latent structural risk is 41/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 1.0% over the trailing year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $230,900 (3.7× income, relatively affordable). The poverty rate is 12.7%. The vacancy rate is 18.1% — elevated. On demographic stress specifically, 99103 scores 30/100. The ZIP holds roughly 270 housing units. Households earn a median $61,200 — below the roughly $78,000 national figure. 534 residents call 99103 home, typically aged 42. Around 28% of renters are cost-burdened. 74% of housing is owner-occupied. About 27% have a four-year degree.

On the whole, 99103 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 99103 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 99103 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 99103 stays directly comparable to neighboring ZIPs and the rest of Lincoln County, Washington. Where the public record is thin for 99103, the field stays empty rather than modeled, and fills in as new documents post.

Behind 99103's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 99103 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.