ZIP 98851 Foreclosure, Tax-Lien & Distress Report

In Grant County, Washington, ZIP 98851 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (73/100), structural risk (45/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (5/100). Structural risk reads 45/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

The market reads peak — home values held roughly flat year on year, and 16% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 2,003 housing units across 98851. DLRadar's demographic-stress index for the area reads 36/100. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 22.4%, above the national norm and a classic distress-and-opportunity signal. Around 35% of renters are cost-burdened. 4,996 residents call 98851 home, typically aged 33. Educational attainment sits at 15% bachelor's-or-above. A median home runs $242,800 here, or 3.6 times local income. Households earn a median $67,009 — below the roughly $78,000 national figure. 64% of housing is owner-occupied.

Net-net, 98851 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 98851 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 98851 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98851 can be compared directly against any other ZIP in Grant County, Washington or nationwide. Nothing here is interpolated — where a source is thin for 98851, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 figure for 98851 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 98851 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.