ZIP 99116 Foreclosure, Tax-Lien & Distress Report
Okanogan County, Washington · Distress market
DLRadar grades ZIP 99116 (Okanogan County, Washington) at a low 27/100 for overall property distress. The latent-versus-live split is 56/100 structural and 5/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (90/100), climate & FEMA risk (86/100)). The pressure is most legible in structural risk (56/100), institutional ownership (49/100), construction/permit lag (45/100). mortgage stress (16/100) stay muted.
The market reads peak — home values rose 1.1% year on year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 11.8% — elevated. At $64,550, median income runs below typical U.S. levels. The tenure split is 67% owner-occupied to 33% rented. Around 31% of renters are cost-burdened. There are about 864 housing units across 99116. Roughly 11.2% live below the poverty line. 1,649 residents call 99116 home, typically aged 43. Around 32% of adults hold a bachelor's degree or higher. A median home runs $238,900 here, or 3.3 times local income. On demographic stress specifically, 99116 scores 28/100.
Net-net, 99116 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 99116 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 99116 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Okanogan County, Washington and the nation. Nothing here is interpolated — where a source is thin for 99116, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 27/100 for 99116 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 99116 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 99116
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 99116 Stress Report snapshot
The live 99116 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Open 99116 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology