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ZIP 99116 Foreclosure, Tax-Lien & Distress Report

Okanogan County, Washington · Distress market

DLRadar grades ZIP 99116 (Okanogan County, Washington) at a low 27/100 for overall property distress. The latent-versus-live split is 56/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (86/100)). The pressure is most legible in structural risk (56/100), construction/permit lag (49/100), institutional ownership (46/100). mortgage stress (16/100) stay muted.

The market reads peak — home values rose 1.1% year on year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 11.8% — elevated. At $64,550, median income runs below typical U.S. levels. The tenure split is 67% owner-occupied to 33% rented. Around 31% of renters are cost-burdened. There are about 864 housing units across 99116. Roughly 11.2% live below the poverty line. 1,649 residents call 99116 home, typically aged 43. Around 32% of adults hold a bachelor's degree or higher. A median home runs $238,900 here, or 3.3 times local income. On demographic stress specifically, 99116 scores 28/100.

Net-net, 99116 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 99116 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 99116 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Okanogan County, Washington and the nation. Nothing here is interpolated — where a source is thin for 99116, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 for 99116 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 99116 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

27/100
Composite stress
56/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 99116

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk86
9 further distress layers are graded for 99116

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 99116 Stress Report snapshot

The live 99116 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Okanogan County

Nearest ZIP codes to 99116

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

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Rules-based scoring — each signal ties to a public dataset · methodology

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