ZIP 98834 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98834 (Okanogan County, Washington) lands at 27/100 — low on DLRadar's public-record scoring. On the structural side it scores 57/100, with 5/100 of stress already active. What sets it apart are the readings on structural risk (57/100), institutional ownership (50/100), construction/permit lag (44/100). mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (87/100).

The market reads peak — home values rose 1.2% year on year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $72,143, near the U.S. median near $78,000. The ZIP holds roughly 92 housing units. The demographic-stress sub-score lands at 39/100. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $590,000 (7.5× income, severely stretched). Population is roughly 228 with a median age of 59. Educational attainment sits at 23% bachelor's-or-above. Owners hold 97% of homes, renters 3%. 7.0% of residents fall below the poverty threshold.

Net-net, 98834 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 98834 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 98834 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98834 can be compared directly against any other ZIP in Okanogan County, Washington or nationwide. Where the public record is thin for 98834, the field stays empty rather than modeled, and fills in as new documents post.

98834's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 98834 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.